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Gift cards are losing some of their plastic sheen. This is shaping up to be a good year to give cash instead. In the past, shoppers have been willing to overlook the cards' limitations -- namely fees and expiration dates that erode the cards' value ...

Give cash instead of gift cards, and your family won't be left holding ... - Cleveland Plain Dealer Blog

Pat is among hundreds of Sun readers seeing red over gouging credit card rates and demanding Ottawa conduct a new probe into the high cost of credit, amid a deepening financial crisis that's forced central bankers to cut interest rates and pump ...

We're mad as hell and we're ... - Toronto Sun

Give yourself a cooling-off period before purchasing anything that isn’t a basic need. Don’t shop as entertainment. Or when you’re hungry or depressed. Get a credit card with rebates you can use. Discover Card gives 5 percent cash back on ...

Saving on your shopping - The State

Consumers plan to spend an average of $832 on holiday shopping this year, according to a national survey, but gift giving doesn't have to put financially strapped families deeper in debt. "When finances are tight and job stability uncertain ...

Don't let gift giving leave you overspent - Modesto Bee

Not only do many bank customers fail to realise the benefits of paying for goods and services with a credit card or Visa debit card but bank staff also appear not to understand how compensation schemes work. Both the Visa Chargeback scheme and ...

UNHELPFUL BANKS PUT REFUNDS AT RISK - Daily Express

The average annual interest rates charged on popular types of credit cards moved down for the fourth-straight week, according to Bankrate.com. For low-interest cards, which have rates below the national average but are often offered only to customers ...

Credit card interest rates fall 4th-straight week - Forbes

Just what is going on? The New York Times this AM " Stocks Drop Sharply And Credit Markets Seize Up...As a new bout of fear gripped the financial markets, (what happened to the old bout ?) stocks fell sharply again on Thursday, continuing (see...I ...

Credit Markets Seize Up ?...Liar, Liar Pants On Fire - Bleacherreport.com

Many indicators are showing it could be. As part of the fallout from the credit crunch that already has hammered the mortgage industry and corporate lending, banks are constricting the credit card offers that retailers can make — right when ...

A different story on credit this Christmas - Austin American-Statesman

A dour economy could be the Grinch that steals, or at least subdues, the nation's holiday shopping spirit this year. But you don't have to spend much to show how much you love or care about others. Clip costs this season by relying on a little ...

Down, Grinch, down - Tulsa World

OPTIONS TO RETAIL CREDIT CARDS • Pay cash. • Use credit cards. You can earn reward points. And if you pay the balance each month, there is no interest charge. • Go layaway. A few retailers -- such as TJ Maxx, Burlington Coat Factory, Kmart and ...