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CHRISTMAS is expensive at the best of times so if you can’t afford to pay for the festivities out of your salary or savings and plan to use a credit card, now is the time to hunt down the right deal. “If you need to get a new card in time to do ...
Read moreEven though the credit crunch slowed the 0% balance transfer offers I get in the mail, I recently found a good offer for 12 months of zero interest. When the card came in the mail last month, the first thing I did was stick a big "DO NOT USE" post it ...
Read moreIf you are a college student, or soon to be one, you have probably been deluged by offers for student credit cards. In fact, some credit card companies specifically target college students both on campus and off. They offer so many free perks it can ...
Read moreThe credit crisis has its roots in mortgage lending, but it has spilled over into revolving credit as well, writes Mike Fisher, executive vice president of Alterian. Credit card issuers need to evaluate their marketing campaigns to take advantage of ...
Read moreCredit-card issuers are pulling off some almost-magical feats these days. They're conjuring higher interest rates (despite multiple rate cuts by the Federal Reserve), shrinking credit limits in the blink of an eye and, even transforming themselves ...
Read moreMany indicators are showing it could be. As part of the fallout from the credit crunch that already has hammered the mortgage industry and corporate lending, banks are constricting the credit card offers that retailers can make — right when ...
Read moreNEW YORK (Reuters) - Closing millions of accounts, cutting credit lines and raising interest rates are just some of the moves credit card issuers are using to try to inoculate themselves from a tsunami of expected consumer defaults. Still, the ...
Read moreSAN FRANCISCO , Nov. 17 /PRNewswire-USNewswire/ -- Consumers shopping online this holiday season should be aware that not all payment options offer the same level of protection when it comes to unauthorized charges and other disputes with retailers ...
Read moreOur current financial crisis is a case study in ripple effects. A lot of bad mortgage loans, bad loans between organizations, bad evaluations by ratings agencies and bad oversight by government collectively toppled big Wall Street firms. This caused ...
Read moreIn a press release today, Attorney General Martha Coakley offered the following advice to consumers to protect themselves as they kick off the holiday shopping season. “In light of the state of the economy, consumers may want to consider whether it ...
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